AAA Dollars® Mastercard®

Save on purchases and balance transfers with low intro APR

Enjoy a low intro rate, exclusively for AAA members with AAA Dollars Mastercard. Plus earn cash back on qualifying purchases.

AAA Dollars Card


0% intro APR† on Purchases and Balance Transfers for 15 Billing Cycles. After that a variable APR, currently 14.99% - 24.99%


cash back on everyday purchases1

No annual fee
No annual fee

No limit on the cash back you can earn

Rewards can be redeemed for cash back,
merchandise, gift cards and more!

No annual fee

Earn Cash Back

Earn cash back at places like gas stations, grocery stores, and drugstores1.

No annual fee

Stay Secure

With chip security and zero fraud liability2, you’ll appreciate the peace of mind that comes with a more secure way to pay, wherever you travel.

No annual fee

Enjoy Mastercard Benefits3

Enjoy exclusive benefits like Cell Phone Protection, MasterRental - Car Rental Collision Damage Waiver Insurance, and Mastercard Global Services.

AAA Dollars Card

Start saving with a low intro APR
and no annual fee.

APPLY NOW Terms and Conditions

Annual Percentage Rate (APR)

We may change APRs, fees, and other Account terms in the future based on your experience with ACG Card Services and its affiliates as provided under the Cardmember Agreement and applicable law.

† The 0% introductory APR applies to balance transfers made within 30 days of account opening. The introductory rate does not apply to cash advances. Balance Transfer Fee of 3% of each transfer amount, $10 minimum will apply. We apply your minimum payment to balances with lower APRs first, including promotional APRs. Amounts paid over the minimum payment will be applied in the order of highest to lowest APR balances.

1 Cash back can be redeemed in the form of a statement credit or ACH deposit. AAA Dollars are not earned on business related transactions or activities. You may not redeem AAA Dollars, and you will immediately lose all of your AAA Dollars, if your account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). AAA Dollars awarded but not redeemed will expire at 11:00 p.m. Central Time on the last day of the calendar quarter that is five (5) years from the date on which they are earned. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, please refer to your Cardmember Agreement for additional information. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees do not qualify. U.S. Bank cannot control how merchants classify their business or transactions and reserves the right to determine which Purchases will qualify in which category.

2 ACG Card Services provides zero fraud liability for unauthorized transactions. Cardholder must notify ACG Card Services promptly of any unauthorized use. Certain conditions and limitations may apply.

3 Certain terms, conditions, and exclusions apply. Please refer to your Mastercard Guide to Benefits for further details and to determine if this auto rental coverage is right for you. Mastercard benefits are underwritten by New Hampshire Insurance Company, an AIG Company. Contact your issuing financial institution for complete coverage terms and conditions or call 1-800-Mastercard for assistance.

The creditor and issuer of these cards is U.S. Bank NA dba ACG Card Services, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

© 2021 ACG Card Services. All Rights Reserved. Equal Credit Opportunity Lender.

© 2021 AAA, All Rights Reserved