*Annual Percentage Yield (APY) is valid as of 1/1/2020 . Personal accounts only. Interest rates may change at any time without prior notice. APY represents highest tiered interest rate available for account. $100 minimum balance to open. Minimum daily balance to avoid fees on the account is $1,500. Fees could reduce earnings on the account. $10,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.