*Annual Percentage Yield (APY) is valid as of 1/1/2020. Personal accounts only. This is a variable rate account. Interest may change at any time without prior notice. APY represents highest tiered interest rate available for account. $25 minimum balance to open. No monthly fees. Other fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. View our interest rate table page for applicable rate tiers by product. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.