*Annual Percentage Yield (APY) is valid as of 1/1/2020. Personal accounts only. Interest rates may change at any time without prior notice. $100 minimum balance to open and avoid fees. Fees could reduce earnings on the account. $250,000 maximum opening deposit when account is opened online. After online opening deposit is verified, you may deposit additional funds to your account. $500,000 maximum balance. Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender.