Liability Coverage: Covers unintentional bodily injury and property damage to others when you are legally liable.
Collision Coverage: Pays for physical damage to your vehicle caused by a collision.
Pet Protection Coverage: Provides coverage for your pet dog or cat should they be injured or killed while in your vehicle as a result of an auto accident.
Comprehensive Coverage: Provides coverage for non-collision losses, including fire, theft, glass breakage and vandalism. Waived deductibles on qualified windshield chips and cracks.
Additional Coverage Options:
AAA can meet your specific needs by offering optional or required coverages, including medical payments, uninsured/underinsured motorist coverage, loan/lease gap coverage, car rental coverage and custom, electronic or extra equipment coverage.
Choose Your Deductible: For collision and comprehensive coverage, you can choose from a variety of deductible levels.
Extended Exterior Repair Option (OEM) Coverage: Pays for repairs to exterior parts of an insured car using new Original Equipment Manufacturer replacement parts, excluding window glass and mechanical parts. This coverage must be written in conjunction with comprehensive or comprehensive and collision coverage for vehicles less than 10 model years old at the time the coverage is added.
Accident Assist: With comprehensive and collision coverage, if you’re in an accident and your vehicle is no longer drivable, call 800.723.0220 from the scene of the crash and we will:
- Immediately initiate your claim.
- Dispatch roadside assistance to tow your vehicle.
- Schedule repairs at a local shop of your choice. At AAA Direct Repair Shops, you don’t wait for a claim adjuster and AAA guarantees repairs for the life of the vehicle.
- Make a rental car reservation that fits your coverage.
Claim Professionals Standing By: Call us toll-free 24/7. We’re always here for you.
Always Online: File a claim, make payments or request a change to your policy.
Extensive Repair Network and Benefits: A large network of accredited repair shops. Guaranteed work.
Knowledge and Experience: We’ve been providing superior service for generations.